ALL NEW PORCELAIN TILE THROUGHOUT (2026). Located in one of the area's most sought-after neighborhoods of Harbor Bluffs, this updated 3-bedroom, 2-bathroom home is adjacent to beach, Intracoastal Waterway, public boat ramp, parks, shopping, and dining. The property sits outside of any flood zone. NO FLOOD Insurance required, NO EVAC Zone, and a low $405/year HOA. RECENT UPGRADES: NEW ELECTRIC PANEL (2026), NEW IMPACT WINDOWS IN FRONT (2026), NEW POOL EQUIPMENT (2023), NEW ROOF by Arry's Roofing (2022), NEW HVAC and MINISPLITS (2020-2021), total interior and exterior fresh paint, and NEW KITCHEN CABINETS AND COUNTERTOPS. 24" Dishwasher space ready with electric and plumbing. Open-concept living area. A spacious kitchen island and stainless steel appliances. 32' x 15' pool with safety fencing Two of the best contractors (for pool refinishing and pool deck) are ready, with quotes in for the work, 20-26k$ total. Price reflects adjustment for pool update. This property offers three bedrooms and a bonus room with exterior entry, ideal for a home office, fourth bedroom, or creative space (insuite bath). Split-bedroom layout, ample storage and a large pantry wall. Oversized, 2 car garage. Owners selling to return to SE Asia.